In california there are 2 other options for diabetics,
PCIP and MRMIP.
They are 2 California state run programs that you have to pay for but are close to the cost of regular insurance if we could actually get coverage that is,
PCIP is for those who have no insurance presently and MRMIP is if you have it but are paying too much,
I currently have a MRMIP plan that costs about $550 per month and the deductible is just $500 per year.
In any case I was approved over the phone and All i had to do was send in a paper check for my first month and I was covered immediately.
Here is the link. It is only for people with pre existing condtions
I thought medical had no deductible or copayment. But I couldn't ever qualify for that because I am working.