Medical Supplied Needed and Uninsured
Ok so I had the state insurance kids can get and it covered all my diabetes supplies. Last December I Turned 19 and was officially too old to get the state insurance anymore. So I'm left with very little medical supplies, no insurance companies will take me due to diabetes being a "pre-existing condition" and I don't have money to pay for all this.
I've tried finding programs that help and can't seem to find any.
Any ideas? I REALLY need help!!! :/
Replies to This Discussion
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Permalink Reply by brandi on -
Haven't found anything to help with testing supplies yet, but I'll let you know if I find anything :)
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Permalink Reply by rick phillips on -
here is a thought, that I suggest to most folks. Sign up for a 1 to 3 credit college class. At a state U probably in the $500 range or less. look around for a trade or tech school. Once there you can take the class and get your health insurance. I realize from the strand that you are not in school, but it is really one of the best health insurance deals around and remember you are bridging to 2014.
Now I fully realize you have a short term need. I assume you need strips, syringes insulin, and swaps etc. Call the local hospital and ask them if they know of resources for low cost or no cost local supplies. My suggestion is to call whatever hospitals are around. One thought is to contact locally owned pharmacies. It is unlikely you will find help, but leave your name and how to get in touch, you would be shocked how many folks go to mom and dad's drug store when they pass to see what to do with supplies. I realize it is catch as catch can, but it will push the matter if you get lucky.
Finally friend me, sometimes, if i know what you are looking for I run across some deals. This is tough, but look at it this way, you are on a 10 month deal to access to health insurance with a voucher based on need. Call your local state office that was handling your former policy. Explain your issues and ask for help. No it will not likely pay off, but if you hit enough buttons something unexpected might turn and you may not have even known it was available.
Oh also your docs office. They get thousands of dollars of free product and sometimes a doc can steer some supplies your way or better yet steer a rep your way who is peddling samples. If not your doc ask for referrals.
Best of luck, this will be tough, but it is possible. remember 10 months, but get in line to get in line for the first thing up on January 1. If you wait until august, it might be too late and cause you to wait until May or June 2014 to get in line. Get in line to get in line now.
Rick Phillips
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Permalink Reply by Starfire on -
no one will be able to afford healthcare on jan 1 2014, prices are already at 1800.00 min for family of 2, and they are expecting 2200.00 to be the norm. this will be the worst medical storm you have ever seen....may the force be with you all.
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Permalink Reply by David (dns) on -
And let's not overlook the rash of early retirements that will further deplete the ranks of working doctors. Some are happening already.
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Permalink Reply by Starfire on
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Brandi, I did not mean to sound like a downer, for the record, I am T2, until last week i was paying 1638.00 per month for health insurance, with a 9k deductable and a 50% co insurance, THAT WAS OFF THE CHARTS!!
so, i have been fighting this for the last year, just last friday i was trying to get my insurance with the state (florida) and the plan was actually better than AETNA who i had before, talk about a bummer, i went online to apply and was informed the plan was shut down that day and won't be back.......fast forward until jan 1 2014!! we will all be at the mercy of the GOVERNMENT. god help us all, I HAVE NO COVERAGE NOW, THANKS TO THE WASHINGTON CRONIES!!!
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Permalink Reply by rick phillips on
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Huh, is there a solution to Brandi's issue in that reply? Even a hint of one?
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Permalink Reply by jah.ini on -
Might not be the case here. In 2014 you will be able to purchase insurance that will be estimated to cover 70% of your typical healthcare costs for as little as 2% of your income. Here's a nice non-partisan article that goes into details
Here's what they would pay based on income for a family of 2:
Income - Annual Premium
$20,628 - $412.56
$29,295 - $930.60
$31,020 - $1851.20Some parts of the Affordable Healthcare Act (aka Obamacare) are already in place, such as the right to be on your parents insurance until you are 26.)
One that may be of help here, depending on what state you live in is the
Consumer Assistance Program
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Permalink Reply by jah.ini on
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OK - numbers above are look to be way off, was correcting but it took longer than 15 minutes. And US New isn't allowing the link.
There is a calculator that will show you the actual costs.
If you live in a State that has accepted the Medicaid expansion in Obamacare you will qualify for Medicaid if your income is at or below 133% of the federal poverty level. That means an individual making up to $15,282 or a family of 4 with an income up to $31,322 will qualify.
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Permalink Reply by TC on -
There have been lots of good suggestions posted, but if you need more help finding resources, send me a message.
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