Pump Insurance
Does anyone have insurance in case something happens to your insulin pump (lost, falls in toilet etc). I called my home insurance company and they never had this question before. They asked for a bill of sale, but my pump was covered by the government (cost $6000-7000) Do you know if Medtronic will give a replacement if my pump was lost or damaged? I hope this never happens, but with two young kids, I am a busy mom and you never know. Any information on insurance for a pump would be helpful. Thanks in advance.
Replies to This Discussion
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Permalink Reply by acidrock23 on -
When my Medtronic 722 broke ("BUTTON ERROR" message), I called them and they sent me a new one, the next business day and had them send the old one back. I dunno about lost.
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Permalink Reply by Shayla on
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If you lose it they won't replace...but if it breaks or gets thrown into a wall they would...unless you get insurance for it getting lost or stolen...I think that's what my cde told me but you still might want to double check
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Permalink Reply by Jeff on -
My pump lost its mind after a bit of rain and no questions asked medtronic sent a new one(well a refurb) overnight.
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Permalink Reply by Brian Wittman on -
My insurance carrier asked for the same thing. My pump is provided under a government sponsored-private health insurance company partnership, and I couldn't provide a bill of sale either. I think it was quite spendy to insure my pump against peril. My pump is the most expensive asset I own, and I want to insure it, but I can't prove that I own it, so I guess I will have to be careful.
I wish I could be of more help.
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Permalink Reply by Jim Armstrong on -
I have my pump and CGM covered on my homeowner's policy. I had to get a rider and provide the pump & CGM serial #s and replacement cost. Warranty covers them in case of failure, but if it gets lost or stolen, it would be up to my homeowners policy.
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Permalink Reply by Luvnliv on -
Okay, thanks. I will look into that, maybe I would need a "rider"..like if I had expensive jewellery. I think for myself, I am very responsible, but with kids, you never know. Or I knew someone that was golfing, and his buddy swang the club and hit his pump. The warranty might not cover that...Or I take it off to swim in the lake, and what if a child spilled water on it..
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Permalink Reply by MyBustedPancreas on -
I called my homeowner's insurance company and they said that my pump is covered under my home-owner's policy, if it's lost or stolen anywhere in the world (subject to my deductible, of course).
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Permalink Reply by christy on -
I wonder if Renters insurance would cover your pump if it was lost or stollen, as I rent my home, I dont own it.
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Permalink Reply by Jim Armstrong on
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It might be. You should check with your agent. If not, they can write a rider for the policy to cover it, like my insurance did (American Family, btw.)
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Permalink Reply by Terry on -
I inquired many years ago with my renter's insurance company. They said I would have to get a rider to the policy but the price was too high to make rational sense. I decided to "self insure" against loss or theft. I've been lucky and have never had to replace a pump out-of-pocket. I always save my old pump when I get a new one so that I have an inexpensive fall-back position. It would be hard to go backwards with the technology but that would only last until the lost pump's warranty ran out.
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Permalink Reply by christy on
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Oh I am definately going to do that as well, however lol I'm not even a year into my pump yet, so, I've got a ways to go before insurance can get me another. I don't anticipate on losing it, BUT I'd hate to have to come up with 6 or 7 thousand dollars out of pocket too.
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