Pump Insurance
Does anyone have insurance in case something happens to your insulin pump (lost, falls in toilet etc). I called my home insurance company and they never had this question before. They asked for a bill of sale, but my pump was covered by the government (cost $6000-7000) Do you know if Medtronic will give a replacement if my pump was lost or damaged? I hope this never happens, but with two young kids, I am a busy mom and you never know. Any information on insurance for a pump would be helpful. Thanks in advance.
Replies to This Discussion
-
Permalink Reply by acidrock23 on -
When my Medtronic 722 broke ("BUTTON ERROR" message), I called them and they sent me a new one, the next business day and had them send the old one back. I dunno about lost.
-
Permalink Reply by Shayla on
-
If you lose it they won't replace...but if it breaks or gets thrown into a wall they would...unless you get insurance for it getting lost or stolen...I think that's what my cde told me but you still might want to double check
-
Permalink Reply by Jeff on -
My pump lost its mind after a bit of rain and no questions asked medtronic sent a new one(well a refurb) overnight.
-
Permalink Reply by Brian Wittman on -
My insurance carrier asked for the same thing. My pump is provided under a government sponsored-private health insurance company partnership, and I couldn't provide a bill of sale either. I think it was quite spendy to insure my pump against peril. My pump is the most expensive asset I own, and I want to insure it, but I can't prove that I own it, so I guess I will have to be careful.
I wish I could be of more help.
-
Permalink Reply by Jim Armstrong on -
I have my pump and CGM covered on my homeowner's policy. I had to get a rider and provide the pump & CGM serial #s and replacement cost. Warranty covers them in case of failure, but if it gets lost or stolen, it would be up to my homeowners policy.
-
Permalink Reply by Luvnliv on -
Okay, thanks. I will look into that, maybe I would need a "rider"..like if I had expensive jewellery. I think for myself, I am very responsible, but with kids, you never know. Or I knew someone that was golfing, and his buddy swang the club and hit his pump. The warranty might not cover that...Or I take it off to swim in the lake, and what if a child spilled water on it..
-
Permalink Reply by MyBustedPancreas on -
I called my homeowner's insurance company and they said that my pump is covered under my home-owner's policy, if it's lost or stolen anywhere in the world (subject to my deductible, of course).
-
Permalink Reply by christy on -
I wonder if Renters insurance would cover your pump if it was lost or stollen, as I rent my home, I dont own it.
-
Permalink Reply by Jim Armstrong on
-
It might be. You should check with your agent. If not, they can write a rider for the policy to cover it, like my insurance did (American Family, btw.)
-
Permalink Reply by Terry on -
I inquired many years ago with my renter's insurance company. They said I would have to get a rider to the policy but the price was too high to make rational sense. I decided to "self insure" against loss or theft. I've been lucky and have never had to replace a pump out-of-pocket. I always save my old pump when I get a new one so that I have an inexpensive fall-back position. It would be hard to go backwards with the technology but that would only last until the lost pump's warranty ran out.
-
Permalink Reply by christy on
-
Oh I am definately going to do that as well, however lol I'm not even a year into my pump yet, so, I've got a ways to go before insurance can get me another. I don't anticipate on losing it, BUT I'd hate to have to come up with 6 or 7 thousand dollars out of pocket too.
Advertisement
REsources
Groups
From the Diabetes Hands Foundation blog...
Together, We Can Get Diabetes Co-Stars to 10,000 Views!
Above is a photo of Diabetes Hands Foundation’s own Manny Hernandez with the stars of the Diabetes Co-Stars Video, “Strength in Numbers.” In case you haven’t heard the news yet, there is a new video making it’s way through the …Continue Reading
Congratulations Diabetes Advocates Scholarship Recipients!
The Diabetes Hands Foundation and Diabetes Advocates Program is proud to announce and congratulate the members of DA who were granted scholarships to attend diabetes conferences in 2013! Thanks to a generous grant from Novo Nordisk, in 2013 we were …Continue Reading
TuDiabetes Team
DHF STAFF
 Manny Hernandez(Co-Founder, Editor, has LADA)
|
DHF VOLUNTEERS
Lead Administrator
 Bradford (has type 1) |
Administrators
 Lorraine (mother of type 1) |
 Marie B (has type 1) |
|
|
|
|
|
|
LIKE us on Facebook
Spread the word
This site complies with the HONcode standard for trustworthy health information: verify here.
© 2013 A community of people touched by diabetes, run by the Diabetes Hands Foundation.
