Hi Folks - my wife and I are moving to Vancouver from USA. I am trying to get my first pump before I leave, but wondering how easy it is to get medical devices in Canada? Any insight would be great! Excited to meet some new Canadian friends :)
Depends on if you are getting medical coverage up here or not, finding a medical team to sign off on your pump purchase. Otherwise it will cot you about $4000 and $250 a month in supplies.
Awesome! We're about an hour east of Vancouver. Yes, it depends entirely on your extended-health coverage. For kids under 18 they get a pump funded provincially every five years but they don't have a program in place like that for adults, though I hear there is a small group lobbying for that. When/if you are eligible for the standard provincial healthcare plan (BC Medical) I would strongly suggest you sign up for Fair PharmaCare. When you reach your deductible (based on your income) your Rx will be covered 100%, including test strips, insulin, glucagon, etc.
Welcome to Canada , Vancouver...what brings you here may I ask ?
Will the link help ?? ...I think Theo quoted low ?? Any insulin pump cost in the neighbourhood of close to CAN $ 7,000.00 ...as far as I know sensors are not covered by Pharmacare and neither by Extended Health Plans .
PS the CDA is hard at work with the Province to get pumps covered over the age of 18 ...Advocacy with politicians ( MLA's) should/can also come from PWD
I am from London, Ontario, so coverage is a bit different. I am covered under Assisted Devices Program, which pays complete coverage of pump every 5 yrs. and $2,400.00 per yr. for supplies. Also, have the Disability Allowance under Life-Sustaining Therapy for a tax deduction of about $1,700. You might want to investigate your acceptance to Disability Allowance. My best recommendation would be to read about almost everything at: www.diabetesadvocacy.com. Try also www.cra.gc.ca/disability.
Hi all - thank you for all the information. It really is helpful. I will be covered immediately by my new employer. After 3 months, I will be able to be covered by BC province and employer has an extended coverage service. I have read through some of the coverage and it looks good, but dont know all the fine print yet.
:) ...there is a discussion about Disability Tax Credit , which Carol is referring to ,in the Canadian Group ...I would think you need to be here for more than a tax year to qualify ...and talk to your Canadian accountant ?!
A couple of different conversations here and you should be aware of some of what you are getting into.
1) It is very easy to get an insulin pump in BC. You just need to call the vendor and pay the money. However, Canada runs about a year or more behind the US for medical approval for most models so the pump in the US may not be available in Canada. You should check that supplies for your pump are approved in Canada or medical insurance, private or provincial, will most likely not cover it.
2) Extended medical is provided by the employer through private medical insurance. Coverage of a pump and supplies is dependent on the plan and can be anything from 0 to 100%. The province will not pay any money for the insulin pump if you are over 18 but will cover a percentage .
3) You will be required to register for Fair Pharmacare and this will determine your deductible, yearly, for medical supplies. MSP will cost you somewhere around 80 to 130 dollars per month if your employer does not cover it.
4) I would highly recommend to see a good accountant early in the year as you are going to have quite a tax surprise and there are a lot of tax deductions available (all medical supplies, disability savings plan, etc...). Income tax here is quite a bit higher then the US and you will probably be paying income tax to two countries.
Thank you Loke! - my new employer will provide a tax accountant for our first year up there, so that is a weight lifted. But probably still a headache.
Welcome to Canada :)
I live in Vancouver, and find that the coverage is excellent, even if you don't have full coverage by your employer! I have been on a pump going on five years now, and I don't pay a penny out of my pocket. I am looking into getting a sensor which my benefits plan is causing problems in getting but I am in the midst of appealing it and the person who is helping me with this, says he has won cases in the past, so I am keeping my fingers crossed!
Merry Christmas and should you have any questions about Vancouver and/or medical supplies, I would be happy to help, as I have been a T1 living in Vancouver for 24 years and am quite knowledgeable.
When we got our son's pump this fall, we still had $300 left to pay before we hit the deductible. Once we paid that out of pocket everything was covered by Pharmacare. If we would have bought it in Jan or Feb, the out of pocket bill would of been a lot more.
Thanks Amanda! Good new is my insurance here in the US just approved me for the new dexcom G4, but I am not sure how I am going to get sensors in Canada yet. Any help would be great!