I live in Ontario. My husband is changing jobs and our family will be without medical benefits. I am stocking up as much as possible. We are researching companies that we can pay monthly fees with to have coverage. It seems like it will cost as much per month as paying out of pocket (Test strips and insulin). His group coverage was with Sunlife, and to stay on they don't give us a break. It works out to $250.92/month (no dental). I test 4/day and have the pump ADP coverage. We are working low/mid-class people with two small children. We make too much to qualify for trillium and other social asst plans. Has anybody gone through with private drug coverage and are happy with how much it covers for test strips, etc? What about CAA, manulife? Thanks for any input, much appreciated.