Hello Fellow Ontarions,
Hopefully you're all staying nice and toasty despite this cooooooold weather!

I'm 29 years old, and beginning to plan for a family. I work at a place that does not offer any insurance. Luckily, my husband's benefits cover me for prescriptions, medical, etc. I don't have any life insurance though. We've applied various times (such as when buying our house), but are always turned down due to my diabetes. Most companies won't guarantee life insurance without a medical before the age of 40. Does anyone have any recommendations for a company that will cover me without a medical before the age of 40?

Thanks in advance!

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Replies to This Discussion

Hi Nicole, I am from Ontario and i was able to get life insurance through state farm with only a nurse coming to my residence for blood test, blood pressure, weight and a urine test. although my premium is higher than most due to my type 2 diabetes they still insured me.

Hope this helps

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