Replies to This Discussion

Permalink Reply by Beth on January 4, 2012 at 4:40am

Hi My Name is Beth call Me 315-405-6192

Permalink Reply by Jerodsmom on January 4, 2012 at 4:59am

I dont know what it is called and dont know if its just a Michigan thing. But when my son was diagnosed, they gave us paperwork to fill out for an insurance that was specific for children with diseases such as diabetes. Anyone could get it regardless of your own insurance, the only thing was it was based on your income as to how much you had to pay each month. Some people qualified for free and the monthly cost went up depending on income. We didnt take the insurance because our medical coverage is great and our out of pocket expense each month is way lower then what we would have had to pay monthly for the insurance. Test strips, lancets and all our pump supplies are considered durable medical and covered 100%. We only pay a copay on the insulin for the pump. This insurance I am talking about would have cost us over 100 dollars a month based on income. So it didnt benefit us. From what I understand, this insurance covers anything your own insurance doesnt cover.

Permalink Reply by Taterbugs Momma on January 4, 2012 at 6:03am

Have you tried Medicaid/FAMIS? They are income based government programs that can often assist if you meet a certain criteria. Maybe shop around with different carriers as well.

Permalink Reply by Linda Rabe-Frady on January 4, 2012 at 10:54am

We have private insurance as well, except with a 5000 deductble, but since my son hasn't had a a1c above 7, they won't cover a pump, fortunately th pharmacy benefit cover 2000, but that lefted us paying another 2500 out of pocket just for his insuln and supplies this past year. It would be nice to have some help with this. I try not to think about it too much, it worries me is that thi is a life long thing for my son. Sometimes it just makes me want to cry.

Permalink Reply by Mignonne on January 4, 2012 at 6:34pm

Have you considered removing your daughter from your insurance? Perhaps then you may qualify for goverrnment aid.

I will be in the same scenario at the end of this year. Let me know what you find out as I am on a pump and Cobra will not be an adoption. I was told I could put my daughter on LAChip which is a Louisiana based Government plan.

It really sucks having a medical condition and needing insurance! Good luck.

Mignonne

Permalink Reply by Lindzu's Mom on January 5, 2012 at 12:06pm

Please e-mail me at ferghouse at yahoo dot com so I can get your address to send you something.
Nancy F

Permalink Reply by Beth on January 28, 2012 at 6:52am

Angie Please call me I lost your Phone number 315-405-6192 Beth

Permalink Reply by abbygirl1 on February 8, 2012 at 5:01pm

I am in the process of applying for Medicaid. Apparently, there is a program that will cover a child if they have a disability. Our income does not qualify us for regular medicaid but because of the Diabetes, I could get him covered under this. We have BCBS for him so Medicaid will act as the secondary. Good luck to you.

Permalink Reply by c.schambers on August 14, 2012 at 8:05pm

Hello Angie. What State do you live in? I live in PA and even though my T1 son has insurance through my husbands work he gets free insurance from the state. He was diagnosed 9-26-2010 and is now pumping and we have not paid a dime yet. It is only certain states that offer this insurance for children with chronic illnesses.... let me know if you need any help with this.
Good Luck

Permalink Reply by Taterbugs Momma on August 15, 2012 at 6:03am

I know this is not optimal, but have you asked your insurance company if they have coverage for any other pump?
That is just not fair, what good is insurance if it doesn't cover needs such as these!

Permalink Reply by Angie on August 15, 2012 at 7:57am

My insurance will only pay for a pump once every four years so right now that's not an option

Permalink Reply by Taterbugs Momma on August 15, 2012 at 9:05am

Did they approve the animas and cover it originally?

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