Can someone please help up? My husband and I are falling behind on the bills and I don't know what to do. My daughter uses an animas pump. We receive a little financial aid through them but it's not much. I have tried program after program (including all listed on tudiabetes.org) but we have private insurance so we don't qualify for anything. Our insurance has a $3000/person deductible and doesn't pay for any pump supplies at all. My insurance agent appealed and we lost. I'm sorry for whining but I just don't know what to do. Does anyone know of any programs that could help us? I've already contacted the JDRF and ADA but they didn't have anything either because we have insurance. I've also contacted DHS but I was told that they couldn't help unless we quit our jobs or lost our insurance. Any ideas?
Hi My Name is Beth call Me 315-405-6192
I dont know what it is called and dont know if its just a Michigan thing. But when my son was diagnosed, they gave us paperwork to fill out for an insurance that was specific for children with diseases such as diabetes. Anyone could get it regardless of your own insurance, the only thing was it was based on your income as to how much you had to pay each month. Some people qualified for free and the monthly cost went up depending on income. We didnt take the insurance because our medical coverage is great and our out of pocket expense each month is way lower then what we would have had to pay monthly for the insurance. Test strips, lancets and all our pump supplies are considered durable medical and covered 100%. We only pay a copay on the insulin for the pump. This insurance I am talking about would have cost us over 100 dollars a month based on income. So it didnt benefit us. From what I understand, this insurance covers anything your own insurance doesnt cover.
Please e-mail me at ferghouse at yahoo dot com so I can get your address to send you something.
Angie Please call me I lost your Phone number 315-405-6192 Beth
I am in the process of applying for Medicaid. Apparently, there is a program that will cover a child if they have a disability. Our income does not qualify us for regular medicaid but because of the Diabetes, I could get him covered under this. We have BCBS for him so Medicaid will act as the secondary. Good luck to you.
Hello Angie. What State do you live in? I live in PA and even though my T1 son has insurance through my husbands work he gets free insurance from the state. He was diagnosed 9-26-2010 and is now pumping and we have not paid a dime yet. It is only certain states that offer this insurance for children with chronic illnesses.... let me know if you need any help with this.