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Tom Hinerman
- Male
- Salida, CO
- United States
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Tom Hinerman on Life Insurance
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- Hometown (where you come from):
- Casper, WY
- Do you have diabetes?
- No
- Type of diabetes
- Other
- What do you expect from TuDiabetes?
- Diabetic information
- How did you find out about us? What were you searching for?
- Was searching for a peculiar doctor protocal to help a client of mine
- Who referred you? (if anyone)
- delicio.us
- What do you do for a living?
- Life Insurance
Tom Hinerman's Blog
Give a coke and a Smile?
Posted on November 12, 2009 at 8:00pm — 3 Comments
Type 2 diabetic gets great offer on life insurance
We had originally gotten his policy approved with an A+ rated company at two tables substandard due to the neuropathy. This year we submitted a positive health request newly offered by another… Continue
Posted on November 12, 2009 at 7:30pm —
New Life Insurance underwriting just confirmed
From email:
If your client is medically assessed as a true Standard rate(+25 or less), without credits being applied, then they are eligible to receive what ever Preferred rate class they would otherwise qualify for. With diabetics this will only happen at the older… Continue
Posted on May 5, 2009 at 9:46am —
Diabetes and Life Insurance
I see a lot of people trying some much fruitless ways of trying to get life insurance. So I decided to sign up… Continue
Posted on January 30, 2009 at 12:30pm —
Comment Wall (8 comments)
- At 7:49pm on March 16, 2009,
Karen Doering said… - I am part of the Welcome Committee and was just checking in on you to make sure you are aware of all that TuDiabetes has to offer. We would love to hear from you so here is a helpful link where you can read about all the things you can do in the community.
http://tudiabetes.com/notes/New_Member_Guide
- At 10:53pm on February 7, 2009,
Lois La Rose said… - If you are 50 or more years old, you can join AARP and then apply for the Colonial Penn Life Insurance (on TV all the time). No health questions or physicals. They just followed up with me a few months later to make sure I didn't have cancer. I even admitted to my disabilities and the diabetes.
Lois La Rose,
Milwaukee, WI
- At 5:22am on February 5, 2009,
Vicki S said… - Thanks Tom - I will discuss with my DH and definitely keep your number for future reference. Hopefully in the near future. We do have a life policy on our children (each about 10K and my parents also have life policies on them) they were created before their 1st birthdays and are able to be taken over when they reach 21 (i think that is the age) So Willow actually has I believe 20K combined that was created before her dx. But I often worry about that for her future. Thanks again for your information. It is something we really need to consider as additional insurance for my DH . . .
Appreciate all your info!
Vicki
- At 7:20pm on February 2, 2009,
Vicki S said…
- Hi Tom,
I am not sure all 4 of his last a1c's but most recent was in the 6's. He varies between 6 and 7 and just recently started the pump. He was dx 12/1994, His dob 11/10/70 - he is 38.
- At 5:18am on January 31, 2009,
Vicki S said…
- Tom - email me I would like some more information about Life Insurance for my Husband and daughter. Both Type 1. I am not looking for a sales call . . .really just information. Maybe we have done something wrong in the past - but Mark has always been denied or given really rediculous rates. So he has always just taken the max at work . . .which I know may not be sufficient.
He has good A1c's and has recently gone on the pump. He has been Type 1 for about 15 years. He has NO other complications and is generally in really good health. He runs marathons, has never had any eye, or nerve issues . . but yet we have never been given any monthly costs as low as you posted in your blog.
So I would love some more info. . .thanks
Vicki
- At 3:37pm on January 27, 2009,
Linda Gauvin-Miller said… - Welcome to the circle Tom....cheque out the many groups....I'm sure you'll hit on what you're looking for!
- At 2:53pm on January 27, 2009,
Ron said… - Welcome to TuDiabetes!!!!!!!!!!!!!
- At 1:15pm on January 27, 2009,
Christina Luis said… - Hi Tom Welcome to TuDiabetes!
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